Flagstaff Short Sales

Northern Arizona Real Estate Search

Flagstaff Short Sale Q&A:

What is a Short Sale, why is it something a bank would consider?

Needing advice on your current short sale or divorce situation? Talk to our Real Estate and Divorce Attorney

A short sale occurs when the bank accept an offer on your home that is less then what is owed on the mortgage. For example, lets say you owe $150,000 on your home in Flagstaff, and the market value is $100,000. Our team lists the property for sale, and receives an offer of $100,000. Basically, we are "shorting" the bank $50,000. In doing so, your lender will "forgive" the debt and allow you to move on with your life.

Banks accept Short Sales because they are better for their bottom line, when compared to foreclosure. A typical foreclosure will cost the bank anywhere from $15,000-$30,000 in legal fees, maintenance costs, utilities, etc. A short sale not only recoups more money for the lender/investor, but also keeps them from potentially having another home in their inventory. Remember, banks are not in the business of owning homes.

20 Frequently Asked Short Sale Questions

How do I know if I need to sell my home as a Short Sale rather than a Standard Sale?

Ask us! Contact Kelly at 888.446.5602

Great News, FHA has reduced waiting time after short sale & foreclosure! Are you qualified? Click on this link to view the new FHA guidelines.

Buying and need a higher credit score? Read our tips :

How to Improve your Credit Score & Fix Your Credit Issues

Todays Featured Short Sales

4 Beds ⋅ 4 Baths ⋅ 7066798 MLS

Exquisite estate on a fully fenced acre. No HOA and zoned for Horses. Breathtaking views and refined luxury throughout. Soaring ceilings and expansive living spaces lead into a beautifully appointed kitchen ideal for everyday living and entertaining. Resort-style backyard features a heated pool with in-floor cleaning system and Marbella pavers, plus an expansive travertine patio and outdoor fireplace--perfect for elevated outdoor living. A private entry courtyard with wood-burning fireplace creates a grand, inviting arrival. Dedicated home theater with Sonos sound and a thoughtfully designed ensuite ideal for multigenerational living. Impeccably maintained with exceptional pride of ownership. Oversized garage with RV gate and 220 hookup. Room to add a detached shop (zoning approval).

39410 N 7th Street, Phoenix

4 Beds ⋅ 3 Baths ⋅ 7039708 MLS

Welcome home! This single-level property sits on a desirable corner lot, featuring a 2-car garage, well-maintained landscaping, and a charming courtyard. Be amazed by this delightful interior showcasing a neutral palette, and a taste of wood-look & carpet flooring in all the right places, archways & plantation shutters. Enjoy a bright living room, formal dining room and a great room w/ direct backyard access. The eat-in kitchen showcases white cabinets, granite counters, a pantry, high-end SS appliances, an island w/ a breakfast bar & a breakfast room. The den can be used as a home office. The main suite hosts an ensuite w/2-vanities, a separate garden tub/shower, a walk-in closet & direct access to the backyard. The backyard offers a covered patio, pavers, artificial turf, a sparkling pool, a spa, a gazebo, and a sitting area where you can enjoy your favorite beverage. A MUST SEE!!

2052 E Scorpio Place, Chandler

4 Beds ⋅ 3 Baths ⋅ 6951079 MLS

Experience the style and comfort of this stunning residence, featuring a stone-accented facade, a beautifully manicured landscape, and a 2-car garage. The interior showcases generous living areas with tile flooring, exposed beams that add charm, contemporary lighting, and neutral tones throughout. The gourmet kitchen is a chef's delight, equipped with ample cabinetry adorned with crown molding, tile backsplash, quartz countertops, SS appliances, and an island with a breakfast bar, perfect for entertaining. The main suite promises a good night's sleep and hosts a walk-in closet and a full ensuite with double vanities. The backyard is complete with a cozy covered patio ideal for morning coffee and plenty of space for outdoor fun, waiting for your personal touch! This gem is a must-see!

737 E Nighthawk Way, Phoenix

4 Beds ⋅ 4 Baths ⋅ 7070480 MLS

Experience refined, modern living in this brand-new single-level residence perfectly situated on an expansive 9,587 square foot lot. Thoughtfully designed with both elegance and functionality in mind, this exceptional home offers 4 bedrooms, 3.5 bathrooms, a private enclosed study (with enhanced interior wall insulation), and a versatile flex/media room, all complemented by an impressive 4-car garage. At the heart of the home, a designer chef's kitchen showcases striking two-tone cabinetry, a full-height white quartz backsplash, and an oversized island ideal for entertaining. Premium GE Café smart appliances, including a gas cooktop and pot filler, elevate both form and function, while enhanced cabinetry in the dining area provides abundant, stylish storage. The open-concept living space.. is defined by soaring cathedral ceilings and a dramatic 16-foot stacking sliding glass door, seamlessly blending indoor and outdoor living. Expansive, energy-efficient windows flood the home with natural light, highlighting the elevated finishes throughout. The luxurious primary suite is a private retreat, featuring 12-foot ceilings, a spa-inspired bath with an oversized super shower, dual walk-in closets (one with direct laundry room access), and a dedicated makeup station. Secondary living spaces are thoughtfully designed to mirror the home's elevated feel. A private secondary suite offers an en-suite bath and spacious walk-in closet, perfect for guests or multigenerational living, while the additional bedrooms are well-appointed and share a beautifully finished hall bath. A stylish powder room adds convenience for entertaining, and the laundry room is both functional and refined. Modern efficiency meets everyday comfort with a tankless water heater, complemented by a Ring doorbell system for added peace of mind. Outdoors, the backyard presents a rare opportunity, a true blank canvas ready to be transformed into your ideal Arizona retreat, whether that means a resort-style pool, lush landscaping, or an entertainer's paradise under the desert sky.

1016 W Ridge Road, Apache Junction

5 Beds ⋅ 4 Baths ⋅ 7059253 MLS

Luxury meets functionality in this stunning former model home located in the gated Promenade at Dreaming Summit. Offering 4,576 sq ft, this 5-bedroom, 3.5-bath residence features a rare finished basement with endless possibilities for a home theater, game room, fitness space, guest quarters, or multi-gen living. The open-concept floor plan is enhanced by premium upgrades, soaring ceilings, and abundant natural light. The spacious primary suite includes a private sitting area with fireplace and direct access to the resort-style backyard. Enjoy a beautifully remodeled pool and spa, covered patio, and inviting outdoor living spaces perfect for entertaining. Additional highlights include a 3-car garage, energy-efficient solar, and an ideal location close to parks, shopping, and dining!

5632 N 134th Drive, Litchfield Park

3 Beds ⋅ 3 Baths ⋅ 7042019 MLS

Turnkey Scottsdale Retreat-Fully Updated and Move-in Ready! Discover the perfect blend of modern comfort and effortless living in this beautifully renovated turnkey home located in the heart of Scottsdale. Immaculate and thoughtfully upgraded, this property is ideal for buyers seeking a low-maintenance residence or a luxurios second home in the gated community of Montacino. Step inside to an open, light-filled floor plan featuring premium finishes, designer lighting, and contemporary flooring throughout. The updated kitchen offers quartz countertops, stainless steel appliances, and a spacious island for everyday living or entertaining. The primary suite feels like a private retreat with a spa-style bathroom, walk-in closet, and McDowell Mountain views.

12338 E North Lane, Scottsdale

4 Beds ⋅ 4 Baths ⋅ 7036000 MLS

Fall in love with this beautiful two-story residence in the sought-after Arabella! Situated in a prime corner lot, this gem boasts an inviting curb appeal, a manicured landscape, and a 2-car garage. Inside, you'll be greeted with tile floors, contemporary lighting, plenty of natural light, window blinds, and stylish neutral colors that pair well with any choice of decor. Prepare delicious meals in the impeccable culinary space, complete with mocha cabinets adorned with crown molding, a full tile backsplash, elegant quartz countertops, built-in essentials, and an island with a breakfast bar, perfect for casual meals. The primary bedroom promises a good night's rest, including a walk-in closet for easy organization and a private bathroom with an oversized dual-sink vanity. The flexible loft is perfect for an office or hobby area. The beautifully landscaped backyard hosts a cozy covered patio ideal for morning coffee and a nice seating space with pavers and artificial grass, ideal for dining alfresco. This gem is THE ONE! Don't miss it!

5128 E Helena Drive, Scottsdale

4 Beds ⋅ 3 Baths ⋅ 7048620 MLS

THIS HOME IS GORGEOUS! Completely remodeled 4 bedroom 3 FULL bath home in the heart of ARCADIA! If perfectly updated inside and out is what you are looking for, this is it! Gorgeous kitchen with white shaker cabinets and quartz counters. Beautiful Bamboo floors throughout the home. Double french doors exit out to backyard paradise where you will find a large patio area with a gazebo and a pergola AND a SWIM SPA! The swim spa is large enough to float on your favorite raft and it has a CHILLER on it to cool it down in the summer! Perfect way to enjoy the Arizona summers- cool the swim spa down for a dip! Front yard is picture perfect and has lighting to light up the yard! Two car garage equipped with an electric car charging station! COME SEE THIS ONE!

4402 E Montecito Avenue, Phoenix

3 Beds ⋅ 3 Baths ⋅ 7003156 MLS

What's it like to wake up in a private gated Phoenix home with mountain views and a resort-style backyard? It's coffee at sunrise over your pool, quiet mornings, and city lights by night. Welcome to 1524 Moody Trail in Phoenix, Arizona, a rare opportunity to own a 3-bedroom, 2.5-bath luxury home with 3,283 square feet in a private gated community designed for elevated living. Set against the stunning backdrop of South Mountain right at your front door, this home delivers a lifestyle most buyers only dream about. Inside, you'll find expansive living spaces filled with natural light, plus a dedicated home office that can easily convert into a 4th bedroom, perfect for growing families or remote professionals. Step outside and everything changes. Your backyard becomes your retreat. A resort-style pool anchors the space, while the elevated lot captures breathtaking downtown Phoenix views to the north. Whether you're hosting friends, unwinding after work, or enjoying peaceful mornings with coffee by the water, every moment here feels intentional. As the sun sets, the home transforms again. Warm tones, mountain silhouettes, and city lights create a setting that feels both private and connected, quiet yet vibrant. Located in a sought-after gated neighborhood, this home offers the perfect balance of privacy, security, and proximity to everything Phoenix has to offer, including top dining, hiking, and city access. Homes like this don't just check boxes. They create a feeling. And this one delivers it every single day.

1524 W Moody Trail, Phoenix

5 Beds ⋅ 5 Baths ⋅ 7021423 MLS

Stunning 5-bedroom home featuring an attached casita with its own private entrance--perfect for guests or multi-generational living. The interior boasts granite countertops and stainless steel appliances throughout. Step outside to your private backyard oasis with a pool and spa, all set against breathtaking desert mountain views.

32135 N 132nd Avenue, Peoria

Start Your Search

All information should be verified by the recipient and none is guaranteed as accurate by ARMLS. Copyright 2026 Arizona Regional Multiple Listing Service, Inc. All rights reserved.